No, it is not necessary to create Programs/Classes at the time of filling the information in the Settings page. They can be created later by clicking on the Programs/Classes option in the left navigation menu bar. Or click on the URL: https://icarenextgen.icaresoftware.com/ProgramClasses/ProgramClasses/Index

The Programs/Classes setup includes the following attributes: capacity, start and end dates, weekly recurring scheduling and billing. You can add schedules and bills individually for each child and schedules for each staff; however, creating Programs/Classes will simplify and standardize the task. For example, when you enroll a child in a program or class, all the attributes of that program or class are copied over to the child. Furthermore, if needed, you can modify the child’s enrollment attributes to make them child-specific.